在风口浪尖上的稳定币USDT受到了越来越多优秀新生代的挑战，在审计不透明和官方暗中强垄断的以及严重溢价的种种疑点下，合规性和稳定性越来越成为未来稳定币的趋势，USDK此时应运而生，力求打造人人共识的稳定币系统，今天我们就来看看它的细节。
Compliance and stability are increasingly becoming a trend towards future currency stability in the face of the doubts about the lack of transparency of audits and the strong monopoly in official secrecy, as well as serious premiums. The USDK has come into existence at a time when it seeks to build a stable currency system that everyone agrees on, and we will look at its details today.
USDK运行系统
USDK running system
想要拥有USDK，首先的条件是拥有离岸美元账户，并通过Prime Trust和OKLink的KYC2认证审核。
For USDK to be owned, the first condition is to have an offshore dollar account and to be cleared through the KYC2 certification of Prime Trust and OKLink.
完成认证后，我们就可以将USD充值到Prime Trust的信托账户，此时，Prime Trust会将充值信息同步给OKLink。
Once authenticated, we can charge the USD to the Prime Trust trust account, and then Prime Trust synchronizes the recharge information to OKLink.
在OKLink确认无误后就会通过区块链发行等价值的USDK并转到我们的数字货币账户，用户端就会显示兑换完成了。
When OKLink is confirmed correctly, the value of USDK, e.g. issued through the block chain, is transferred to our digital currency account, and the user will show that the exchange is complete.
提现USD时，我们只需要向Prime Trust申请赎回，Prime Trust就会将信息同步给OKLink，OKLink将USDK打入黑洞地址，Prime Trust确认后就会向我们的账户转出USD了，至此，我们就可以把收到的USD提现到自己的离岸银行账户里了。
All we need to do is apply to Prime Trust for redemption, and Prime Trust synchronizes the information to OKLink, and OKLink hits the USDK into a black hole address, and Prime Trust confirms that it will transfer the USD to our account, so that we can forward the USD received to our own offshore bank account.
这就是整个USDK运行的逻辑。
That's the logic of the whole USDK running.
凭什么选择USDK？
Why did you choose USDK?
“除非你有强有力的理由，否则我为什么要选择USDK？”不吹不黑，我们就来对比USDT，看看USDK到底有什么优势。
"Why should I choose USDK unless you have a strong reason?" If it's not dark, let's compare USDT and see what the USDK has.
首先要讲的就是USDT长期以来审计不透明的问题，它虽然宣称有1:1的美元储蓄与之对标，却从未公开过相关的数据，因此，它是很难令人相信的。审计不透明这一点一直是它最受人诟病的地方，据国外安全网站统计，它的准备金率甚至不足70%，资金托管方也与之沆瀣一气，它不是正规的大银行或者托管机构，而是一家注册于波多黎各、不受美国法律监管的小银行，最近还有它与审计事务所终止合作的消息传出。
First of all, it is difficult to believe that the USDT, which claims that there are 1:1 dollar savings against which it has never made available the relevant data. The lack of transparency has been one of its most ill-advised places, and according to secure websites abroad, it has a reserve rate of less than 70%, and the money custodians have joined it, not a formal large bank or a trustee, but a small bank registered in Puerto Rico and not regulated by United States law, and has recently been informed of its termination of cooperation with audit firms.
USDT高度集权，高度垄断，合约审计方完全掌握在人的手里而不是采用智能合约进行审计。果不其然，2017年11月USDT出现重大安全威胁事件，价值3000多万美金的USDT被盗，至今未能解决。
The USDT is highly centralized, highly monopolistic, and contract auditors are entirely in people’s hands, rather than using smart contracts for auditing. Unfortunately, a major security threat occurred in November 2017, and more than $30 million worth of USDT was stolen, which has not yet been resolved.
要说它发行得早，技术还不成熟也勉强，但是稳定币最大的特点应当就是稳定，USDT却频繁超发就更加说不过去了。USDT的价格曾经偏离占比高达8.37%，也曾发生过“我把比特币换成稳定币，结果又被稳定币反复收割”的情况，它曾当日暴跌13%，种种不足和不进步都是时代丢下它的理由。
To say that it was issued early and with little or no technology, the most important feature of stabilizing the currency should be stability, and the USDT’s frequent over-exploitation is not to say anything. USDT’s price deviation was as high as 8.37%, and there were cases of “I swapped bitcoins for steady coins, and the result was repeated harvests of stable coins”, which fell by 13% on that day, and deficiencies and lack of progress were the reasons for the era’s abandonment.
USDK根据这些缺陷进行了补足，甚至将它的缺点发挥成了自己优点：完全透明化的100%准备金，托管资金方也很值得信赖——Prime Trust是美国受到监管特许的美国信托公司，拥有合规牌照。
The USDK has responded to these shortcomings and has even taken advantage of its shortcomings: 100 per cent of the reserves are fully transparent, and the trustees are trustworthy — Prime Trust, a United States-regulated chartered American trust company with compliance plates.
要知道，现在的数字货币越来越倾向于合法合规，那种没有法律依据的发币行为更要面临着因政策改变而被“一锅端”的风险，相比较USDT的发行公司Tether与Bitfinex利益捆绑过于严密，即将面临美国监管部门起诉的境况，USDK则已经拥有合规牌照，接受美国法律监管。
As you know, digital money is now increasingly inclined to comply legally, and currency issuance without legal basis is more exposed to the risk of being “accompanied” by a change in policy, and is too tightly tied up with the interests of the USDT issuer, Tether and Bitfinex, which is about to face prosecution by the United States regulatory authorities, while the USDK already has a compliance license plate and is subject to United States law.
再者，USDK受顶级风控的保护，安全性毋庸置疑，合约审计方也有智能合约参与，并受慢雾等知名机构监督，可以说，不管是政策方面还是技术方面，USDK的安全性得到了很大程度的保障。
Moreover, USDK is protected by top winds, security is unquestionable, contract auditors are involved in smart contracts and are subject to oversight by well-known institutions, such as slow fog, and it can be said that the security of USDK, whether in policy or technical terms, is much guaranteed.
一样东西达成大家的共识，需要经得住时间的考验，需要日积月累的信任，希望USDK能够用时间证明自己。
There is one thing to reach consensus, one that needs to stand the test of time, one that needs to build trust over time, and one that wants USDK to prove itself with time.
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